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Rates Worth Watching

A look at just some of our current rates. 

Share Certificate rates

Term

Minimum

APY1

180 days

$2500

0.350%

6 months

$500

0.250%

12 months

$500

0.300%

24 months

$500

.600%

36 months

$500

.750%

60 months

$500

1.200%

 

Look at this rate!  are currently offering .900% APY1 on a 36 month share certificate  with a minimum deposit of $5,000 in new funds. For a limited time get .6000% APY1 on a 24 month share certificate  with a minimum deposit of $5,000 in new funds. Or choose a 12 month certificate with a $5,000 minimum deposit and receive 0.350% APY1

money Account

This money market account offers access to your funds, yet at the same time gives you a rate near our CDs.  Current APY is .180% with a minimum balance of $5,000, and for balances over $25,000 the APY is .280%.1

Car Loans

Our car loan interest rates are so low, we even charge the same rate on most used cars as we do on the new ones! Our auto loan rates are as low as:

Model Year Maximum Term APR Sample Payment
2009 & Newer 60 months 1.99%3 $17.532
2004 - 2008 48 months 4.99%3 $23.032
1999 - 2003 36 months 7.90%3 $31.302

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Credit Cards

Our Visa credit cards offer low rates and fees.  To find out more contact the credit union.

  

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Share Account Rates

The current rate for our standard share accounts as declared for June 30, 2014 is .15% APY.  These dividends are declared quarterly. 

 

Footnotes

  1. APY means Annual Percentage Yield.  There may be a considerable penalty for early withdrawal of certificates. Rates accurate as of July 24, 2014
  2. Sample payments are based on $1000 financed for the term and Annual Percentage Rate (APR) indicated in the table. Rates accurate as of July 24, 2014.
  3. These interest rates include a % discount for direct payment. Persons who have had credit problems may be charged a higher interest rate. See staff for details. Rates accurate as of July 24, 2014.