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Transit & Wire Instructions

Transit Number 271188078

Sometimes referred to as the Routing & Transit Number or the ABA Number, it identifies the credit union for electronic payments.

Wire Instructions

A wire transfer is a method of electronic funds transferred from one person or entity to another. Wire transfers are processed through our corporate credit union and further routed through the Federal Reserve.

Wire transfers are processed Monday through Friday except for federal holidays. The deadline to send a wire is 3:30 PM Central time. The deadline to receive is 5:00 PM Central time.

Domestic Incoming Wire Instructions. In order to receive a wire from another bank or credit union in the United States you will need to provide that financial institution with the following information.

1. Send through the Federal Reserve to:
Alloya Corporate Federal Credit Union
184 Shuman Boulevard, Suite 400
Naperville, IL 60563
Routing & Transit #271987635

2. Further credit to:
Community Plus Federal Credit Union
526 E Champaign Ave.
Rantoul, IL 61866
Account #: 271188078

3. Final credit to:
Your name as it appears on your account at the credit union
Your account number.

Domestic Outgoing Wire Instructions. It will be necessary for you to come into our office and sign the wire transfer authorization. We will need the flowing information:

  1. The name, street address, and account information for the person receiving the wire transfer.
  2. Information on the financial institution including their name, street address, and Routing & Transit number.
  3. If applicable, the correspondent/intermediary bank name and its Routing & Transit number.

For International Wire Transfer contact the credit union directly.

Avoiding Wire Transfer Scams

The speed and convenience that makes wire transfers appealing to consumers also means that crooks like to use them, too. They pull the money out right away and disappear before the consumer realizes they have been had. To protect yourself keep these points in mind.

  • Never wire money to people you don’t know. Even if you get a request from someone you know, call them back at a number you know is legitimate. Be very cautious of anyone that you have met over the internet.
  • If you are being pressed to make a decision and wire money quickly, it’s a sign of a scam.
  • If a stranger asks you to deposit a check into your account and wire a portion to someone else it is a scam. They will try very hard to convince you otherwise, but don’t fall for it.
  • Never give out your account, credit, or debit card information in response to an advertisement or unsolicited call.