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1st Mortgages

Making a house your next home

Getting a new home is an exciting experience. Financing your new home shouldn’t make it any less so. Our lending team makes it easy to understand your options - whether you’re buying a home or a condo. Plus, we have the ability to create a loan that’s perfect for you.

We offer a range of up to 30 year fixed-rate loans. We can provide mortgages for homes in most of East-Central Illinois. NMLS #631511.

How Our Mortgage Experience is Different

Our mortgage experience is so unique because we do things differently than many lenders. It helps us provide a better experience so you can move in easily.

Get the guidance and expertise of a face-to-face lender. Especially for members who are buying their first home or are interested in exploring all their options, we provide personal service with all of our mortgages. We never leave questions unanswered and can walk you through each step in financing your home.

All of our mortgages stay at the credit union. For members who are tired of getting notices that they’re mortgage loan has changed banks and that they need to send their payments to a new location, this is a welcome change.

We have more flexibility to create a loan that works for you, not one that can easily be sold. Flexible terms is one of the ways our members benefit. Want a 22-year mortgage? We can do that.

Low closing costs make it easier to move in. As a credit union, we look out for your best interests. As a part of the community, we want members to be able to afford their dream home. We don’t charge unnecessary fees and we keep closing costs lower than average.

Getting Started

To get started, talk to a member of our lending team by stopping in to our branch or giving us a call at 217-893-8201.

Request an Appointment

Want a free consultation? Complete the form and a member of our lending team will follow up to answer any questions you may have about home loans.
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