Rates Worth Watching

A look at just some of our current rates.

Share Certificates & IRA Certificates
Effective Date: Sunday, September 24th, 2023
Term	Minimum	APY¹	Minimum	APY¹
180 day	$2,500	1.35
6 months	$500	.6
12 months	$500	.75	$5,000	1.75%
24 months	$500	2.0	$5,000	2.25%
36 months	$500	2.6	$5,000	2.60%
60 months	$500	2.75

Car Loans
Effective Date: Sunday, September 24th, 2023
Model Year	Maximum Term	APR³	Sample Payment²
2018 & Newer	60 months	5.00%	$18.88
2013 - 2017	60 months	6.75%	$19.69
2005 - 2012	36 months	8.49%	$31.57

Motorcycle & Lifestyle Loans (ATV, boat, trailers, campers and more fun stuff!)
Effective Date: Sunday, September 24th, 2023
Model Year	Maximum Term	APR³	Sample Payment²
2018 and Newer	60 months	5.90%	$19.30
2013-2017	48 months	7.50%	$24.19
2012 & Older	36 months	9.25%	$31.93

Personal Loans
Effective Date: Sunday, September 24th, 2023
Term	APR (as low as)	Sample Payment
24 Months	11.75%	$46.98

Money Market Account

Money Market Accounts
Effective Date: Sunday, September 24th, 2023
Type	APY
Below $10,000	0.50%
$10,000-$24,999	0.70%
$25,000+	1.00%

Credit Cards

Our Visa credit cards offer low rates and fees. To find out more contact the credit union.

Share Account Rates

The current rate for our standard share accounts as declared for July 1, 2022 is 0.05 % APY. These dividends are declared quarterly.

Footnotes

¹APY means Annual Percentage Yield. There may be a considerable penalty for early withdrawal of certificates. Rates accurate as of July 1, 2020.
²Sample payments are based on $1000 financed for the term and Annual Percentage Rate (APR) indicated in the table. Rates accurate as of July 1, 2020.

³These interest rates include a ¼% discount for direct payment. Persons who have had credit problems may be charged a higher interest rate. See staff for details. Rates accurate as of July 1, 2020.