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Vehicle Loans

Getting you in the driver's seat.

Your vehicle is more than a make and model. It’s how you get to work on time, how you transport your kids to school, and how you get groceries home to put dinner on the table. Your vehicle is a key part to keeping your routine on track and accomplishing all you need to in the day.

Because it’s such an important part of your life, we don’t think it should be difficult to get a reliable car that you can afford.

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What You Can Expect with Our Auto Loans

  • Our Auto Loans are competitive, with fair rates that are based on your credit history and the type of loan – new vs used, and the length of repayment.
  • We work with you to find a vehicle and loan that fit your lifestyle and budget - even if you’ve had some speedbumps in your borrowing history. Members who are building, or rebuilding, credit should talk to us about our Ride to Work Loans.
  • We can be a resource when you’re reading to shop. We can offer a pre-approval so you know a good budget in advance, and can provide book values for used cars or information on inspecting a vehicle or negotiating a price.
  • Easily make your payments, automatically. When we set up your loan account, we can also set up your payments. It’s easy to make weekly, bi-weekly, or monthly payments at the same time that you get paid.

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Ride to Work Loans

The Ride to Work Loan is a vehicle loan for working people. Even if your credit score and history are not perfect, you still deserve to have a safe, reliable, and affordable car to get to work. If you have a stable job, our lending team will work with you to get your next vehicle at a much better rate than you’ll find at a buy here/pay here dealer. We’ll also help you make sure that the payment will work into your regular budget. Because we want you to succeed and know you have more important things to do than stress about your car and auto loan.

How to Apply

Submit your application at a branch or online. If you have any questions about the car buying process, you can also give us a call at (217) 893-8201

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Request An Appointment

Want a free consultation? Complete the form and a member of our lending team will follow up to answer any questions you may have about the car buying and financing process.
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Motorcycles and Other Vehicles

We don’t stop at vehicles. Get more information about our other options for financing things that go: