Vehicle Loans
Getting you in the driver's seat.
Your vehicle is more than a make and model. It’s how you get to work on time, how you transport your kids to school, and how you get groceries home to put dinner on the table. Your vehicle is a key part to keeping your routine on track and accomplishing all you need to in the day.
Because it’s such an important part of your life, we don’t think it should be difficult to get a reliable car that you can afford.
What You Can Expect with Our Auto Loans
- Our Auto Loans are competitive, with fair rates that are based on your credit history and the type of loan – new vs used, and the length of repayment.
- We work with you to find a vehicle and loan that fit your lifestyle and budget - even if you’ve had some speedbumps in your borrowing history. Members who are building, or rebuilding, credit should talk to us about our Ride to Work Loans.
- We can be a resource when you’re reading to shop. We can offer a pre-approval so you know a good budget in advance, and can provide book values for used cars or information on inspecting a vehicle or negotiating a price.
- Easily make your payments, automatically. When we set up your loan account, we can also set up your payments. It’s easy to make weekly, bi-weekly, or monthly payments at the same time that you get paid.
Ride to Work Loans
Need a car? Less-than-perfect credit? We’re here to help.
Community Plus Ride to Work Loans help working members get financing for a safe, reliable vehicle, even if their credit isn’t perfect.
1. Get Preapproved
Apply with Community Plus before you shop. Our lending team will work with you to find financing and a payment that fits your budget.
2. Shop Any Dealer
Once preapproved, shop for the vehicle that works for you at any dealer.
3. Get on the Road
Choose your vehicle, complete your loan and get the keys.
How to Apply
Submit your application at a branch or online. If you have any questions about the car buying process, you can also give us a call at (217) 893-8201
Request An Appointment
Motorcycles and Other Vehicles
We don’t stop at vehicles. Get more information about our other options for financing things that go:
